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Welcome to our website. We look forward to putting our mortgage services to work for you!

We offer the best mortgage tools available on the Internet - easy, convenient, online shopping for the best loan programs, together with the assistance of an experienced Mortgage Loan Originator to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.

Purchasing a new home? Congratulations on your decision to buy a new home! There are many important things to consider throughout the process, especially if you're a first-time homebuyer.
Applying for a loan? Our online application process is conveniently designed to allow you to stop any time and pick up where you left off. After you submit an application, you can check loan status at your convenience.
Remodeling your home? If you are planning on remodeling your home - be it a kitchen, bathroom or backyard - you can contact one of our mortgage professionals who will help find the right loan for you.


Contact Information
Heather Surla
Mortgage Loan Originator
Direct: (218) 735-3773
Fax: (218) 741-9250
Cell: (218) 750-7922
Email: Send Email
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NMLS Information

American Bank of the North      NMLS Bank ID# 408159

Heather Surla NMLS# 1643490

About Heather

Heather has 13 years of mortgage experience that includes pricing, sales & operations, systems integration, and process design & improvement. Prior to returning to the Iron Range to raise her family, Heather was a Senior Vice-President at Bank of America, where she received the Award of Excellence for “Doing the Right Thing”.      

 Heather is a graduate of VHS and Augsburg College and has worked in the area’s school districts for several years.  She enjoys using her cooking and baking skills to fundraise for local groups such as St. Michael's Rehab, Olcott Park Greenhouse, Children's Memorial Fund, and Bill's House, and is a member of the Finnish Ladies of Kaleva.  Heather is also a singer/songwriter, plays in a band, and is active in promoting and supporting live local music.       

 Heather is excited to again be working in mortgage, this time here at American Bank, where she can combine her industry knowledge with her passion for serving the community.  She invites you to stop by and see her for your home loan financing needs.

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